About Us

Car Pawn Specialists

PawnYourCar.co.uk is a direct lender, not a broker. We provide short-term finance secured against prestige, classic, and supercars across the entire UK, including England, Scotland, Wales, and Northern Ireland.

We specialise in helping vehicle owners unlock capital from high-value assets, offering bespoke lending solutions for both high-net-worth individuals and businesses, with loan amounts typically ranging from £25,000 to £250,000.

Experience You Can Rely On

With over 30 years’ experience in financial services, our team is committed to delivering a service defined by professionalism, discretion, and efficiency.

Our approach is built on a simple principle: every client matters.
We take pride in treating all customers fairly, ensuring that each loan is structured with care, clarity, and attention to detail.

Confidentiality & Data Protection

Your privacy is paramount.

PawnYourCar.co.uk operates in full accordance with UK GDPR standards, ensuring that all personal information is handled securely and responsibly.

Your data is kept strictly confidential
We do not sell or share customer data with third parties
All enquiries are handled with complete discretion

Simple & Accessible Process

Applying for a loan is quick and convenient:

Applications available 24/7 via our website
Instant decisions provided in principle
Dedicated loan consultants available for personalised support

If you would prefer to speak to a member of our team, you can contact us directly:

Telephone:0203 397 9817
Email:info@pawnyourcar.co.uk

Flexible, Asset-Based Lending

We focus on the value of your vehicle — not your financial profile.

No credit checks
No requirement to provide income or financial statements
No need to surrender ownership documentation

All loans are completed using a private, unregulated pawn agreement, with the option to sign documentation digitally via secure e-signature.

Once approved, funds can typically be released on the same day.

Peace of Mind

We believe lending should be clear, fair, and straightforward.

That’s why we offer:

No hidden fees or unexpected charges
No early repayment penalties
Full flexibility to settle your loan at any time
Transparent terms from the outset

Our process is designed to provide a faster, simpler, and more flexible alternative to traditional finance — allowing you to release capital from your vehicle with complete confidence.

Representative Example:

If you borrow £100,000.00 over 6 months at a flat rate of 60% per annum (fixed), with a Representative 69.0% APR, you will make one repayment of £130,000.00. The total amount repayable will be £130,000.00, including £30,000.00 interest. The maximum APR is 93.2%.

During the term of the agreement, your asset is pledged to Asset Backed Loans Limited t/a PawnYourCar.co.uk as security.

⚠️ YOUR LOAN IS SECURED AGAINST YOUR ASSET. FAILURE TO REPAY UNDER THE TERMS OF THE AGREEMENT MAY RESULT IN YOUR ASSET BEING SOLD.