CALL: 0333 577 5000


The process for pawning your prestige, classic or vintage car is simple, discreet and easy to complete.

Below you will find the most frequently asked questions (FAQs) about and the process to release the equity from your vehicle.

If you cannot find the answer you are looking for, please call 0333 577 5000 or email us.

How quickly can I pawn my car?

The same day, subject to compliance with our terms and conditions.

How can I complete the loan?

The quickest way is to apply online or call 0333 577 5000 and speak to one of our experts. They will provide you with a no obligation quotation and if you accept, we could complete the loan the same day.

Are there setup, administration, early repayment or exit fees?

At we believe in complete transparency, we have no set-up fees, no early payment penalties, no upfront deductions, no monthly minimum charges and no default fees

Will you consider cars with finance? can lend on cars with outstanding finance, providing the finance is cleared from the proceeds of the new loan.

If the finance is to be cleared from the proceeds of the new loan, a settlement statement will need to be provided to confirm the full settlement amount and 'valid' to dates.

How much cash can I borrow? will borrow from £5,000 to £250,000 subject to compliance with our terms and conditions.

Who is responsible for the maintenance and insurance of the car for the duration of the loan term?

Whilst the car is with, it will be subject to the utmost protection and specialist care. All facilities throughout the UK are fully insured and the car is stored in a dehumidified, temperature-controlled environment.

When the loan is repaid in full, we guarantee the car will return in the same condition.

However, it is the customers responsibility to keep the car taxed or declared SORN for the duration of the loan. If the MOT expires during the loan term, will only be able to transport the car back to you by transporter at an additional cost.

Can I repay the loan early?

Customers can pay back your loan at any time during the 6 months by simply paying off the loan amount and outstanding interest due.

Loans can be extended for another 6-month term. This can be done at any time by simply paying up the outstanding interest due and starting again with a new 6-month loan.

Can A customer switch a loan to Pawn my Car from another pawnbroker?

Of course, we welcome customers from other pawnbrokers. You can 'Switch and Save' today and pay less interest.

All loan approval will be subject to compliance of our terms and conditions and the provision of a written quotation. will ensure a swift hassle fee transition within 24 hours.

How can a customer make the final loan repayment? will accept the following payment methods:-

  • Electronic Bank Transfer
  • Direct cash or cheque payment at a Barclays Bank branch.

What happens if a customer cannot make the repayment on the loan?

If your circumstances change and get into financial difficulties, will act compassionately and sensibly to provide assistance. We will discuss and agree workable payment plans with the objective of getting you back on track in a fair and realistic manner.

The loan is secured on the car and in the event that you are unable to meet the repayments any asset(s) provided as security may be sold by us.

How do I complain to

We aim to provide a prompt, efficient and transparent service. To complain about any service, receive from or to receive a copy of the complaints policy or to make a complaint please contact: -


Telephone: 0333 577 5000

If we are unable to resolve the complaint, you have the right to refer the matter to the Financial Ombudsman Service.

Representative Example:

If you borrow £10,000.00 over 6 months at a flat rate of 42% per annum [fixed], and with a Representative 63.0% APR, you will make one total repayment of £12,820.00. This includes £2,100.00 interest and £720.00 storage. The total charge for credit is £2,820.00. Your car is at risk if you fail to make the repayment.